For people who think beyond today's balances and want to understand how today's choices shape tomorrow. Bring your financial world into one place to model the consequences of your decisions.
100%
Balance sheet & net worth clarity
Rules-Based
Structured DCA & allocation targets
Just-In-Time
Action prompts with factual variance logging
Non-Prescriptive
Observational signals without uninvited trading
The Personal Framework
Move from fragmented tracking to proactive multi-decade decision confidence.
Unify bank accounts, ETF portfolios, pensions, real estate, and liabilities into a live Net Worth. Calculate your true Liquid Runway to know how many months of freedom you hold today.
Project how your current savings, recurring contributions, and asset yields compound over 10 to 20 years. Identify the exact month you cross your Freedom Crossover Point.
Model real-life decisions before committing real capital: “Should I pay off €25k debt early, invest surplus into global index funds, or take a 6-month career sabbatical?”
Good investing is often boring. The challenge is staying the course when progress feels slow. The Boring Baseline reveals the compounding velocity already working in your favor.
Inspect individual assets, defined DCA investment rules, emergency runway floors, and historical evolution in one unified screen.
Explore personal assets, defined ETF accumulation rules, and Just-In-Time actions.
Total Assets
€820,000
Real Estate, Equities, Cash & Pension
Total Liabilities
-€188,000
Leverage ratio: 22.9%
True Net Worth
€632,000
Liquidity Runway: 9.4 mos (€45,000)
Equities allocation (11.6%) vs defined Strategy target of 15.0% total net worth.
Target: Low-cost global index allocation, scheduled 1st of month.
Currently maintained at 9.4 months (€45,000).
Amortising primary residential liability steadily to zero.
Executed Sept 1 · Planned: €800 · Actual: €800
Executed Aug 15 · Planned: €500 · Actual: €300
Semi-annual liquidity check
Move beyond retrospective transaction tagging. Model the long-term impact of life choices before committing capital.
"Should I pay down my mortgage or invest surplus cash into a global ETF portfolio?"
Simulate impact on Net Worth & Liquid Runway in seconds
"How many months of liquid runway do I retain if I switch jobs or launch my own consultancy?"
Simulate impact on Net Worth & Liquid Runway in seconds
"Can I comfortably take on a €40k renovation loan without straining my monthly emergency floor?"
Simulate impact on Net Worth & Liquid Runway in seconds
"What is my projected net worth in 15 years under conservative 5% vs historical 8% return assumptions?"
Simulate impact on Net Worth & Liquid Runway in seconds
Unify real estate, liquid investments, retirement pots, cash reserves, and loans into one clean, real-time balance sheet.
Define target allocations (e.g. 80% ETF / 20% Cash), recurring monthly contribution quotas, and emergency runway floors.
Receive Just-In-Time instructions when contributions are due. Execute at your broker or bank and log what actually happened without judgment.
InFrame continuously compares your assets to your strategy, highlighting allocation drift (+12%) and buffer floor breaches observationally.
Simulate big life choices before committing: "Should I pay off €25k debt early, deploy cash into index funds, or take a 6-month break?"
Your personal financial data is strictly confidential. Bank-grade encryption, zero advertisements, and hosted in the European Union.
Create your complete balance sheet, define your rules-based wealth strategy, and turn your financial intentions into calm, timely action.