Help your clients see where their choices lead.

Model the decision. Explore the alternatives. Explain the consequences. Transform the advisory relationship from reactive report generation to an ongoing decision partnership.

Zero manual spreadsheetsDecision-support layer (No automatic trading)GDPR & EU Bank-grade security

0

Spreadsheets to reconcile before reviews

100%

Visibility into strategy adherence and execution variance

Minutes

To complete holistic multi-asset balance sheet context

Immutable

Governance audit trail across life stages

The Advisory Transformation

Moving beyond the static annual review

InFrame transforms the advisory relationship from reactive report generation to ongoing decision partnership.

Before InFrame

The Disconnected Advisory Cycle

  • Annual review lag: Advisors meet once a year to look backward at stale transactions.
  • Fragmented picture: Real estate, private debt, and outside brokerages remain invisible silos.
  • Hidden liabilities: Business credit lines and personal debt changes go unrecorded.
  • Static PDF reports: Lengthy decks are filed away and immediately forgotten.
High friction · Low engagement between meetings
Context Layer
With InFrame

Continuous Decision Workspace

  • Current financial picture: Live multi-asset balance sheets always kept in context.
  • Shared context: Both advisor and client look at the exact same financial windshield.
  • Scenario exploration: Test life choices (property purchases, debt paydown) interactively together.
  • Collaborative conversations: Check in around real choices rather than assembling spreadsheets.
Live collaboration · Proactive client alignment
The Outcome

Shared Alignment & Confidence

  • Client understands the decision: The client sees the long-term mathematical consequences before choosing.
  • Advisor understands the context: The advisor knows the client's full balance sheet, burn rate, and runway.
  • Both can revisit the strategy: Immutable version history preserves why decisions were made when life moves.
Deeper client conversations · Clearer strategic alignment
Practice Workflow

The 5-Step InFrame Advisory Flywheel

From initial balance sheet onboarding to rules-based strategy, timely action coordination, and scheduled governance check-ins.

1

Understand

Unify client assets, liabilities, individual stakes, and liquid runway in one real-time dashboard.

2

Strategize

Define target allocations (e.g. 60/30/10), recurring contribution rules, and emergency cash buffer floors.

3

Coordinate Actions

Generate timely Just-In-Time action instructions for the client to execute externally at their bank or broker.

4

Observe Drift

InFrame monitors Strategy vs Reality continuously, surfacing non-prescriptive signals when allocations drift.

5

Govern & Evolve

Conduct scheduled reviews and evolve versioned strategies with an immutable audit trail of past decisions.

Live Interactive Client Model

See how Balance Sheet, Strategy, Actions, and Scenarios connect

Switch between Combined and Individual views, inspect defined Strategy rules, and review the Just-In-Time actions log.

Advisor Live ViewPersona: Jonas & Laura

Client Workspace: Jonas & Laura

Collaborative balance sheet context, Strategy rules, and timely action tracking.

Total Assets

820,000

Real Estate, Equities, Cash & Pension

Total Liabilities

-€188,000

Leverage ratio: 22.9%

True Net Worth

632,000

Liquidity Runway: 9.4 mos (€45,000)

Observational Drift SignalNon-Prescriptive

Equities allocation (11.6%) vs defined Strategy target of 15.0% total net worth.

Next Review: Dec 2026
Active Strategy: Balanced Growth V2Immutable V2
Global ETF Accumulation€800 / month

Target: Low-cost global index allocation, scheduled 1st of month.

Emergency Runway Floor6.0 Months (€28,800)

Currently maintained at 9.4 months (€45,000).

Mortgage Amortisation RuleScheduled + €200 extra

Amortising primary residential liability steadily to zero.

Just-In-Time Actions LogExecuted Externally
Monthly Core ETF

Executed Sept 1 · Planned: €800 · Actual: €800

Variance €0
Extra Mortgage Paydown

Executed Aug 15 · Planned: €500 · Actual: €300

Variance -€200
Buffer Review Due

Semi-annual liquidity check

Action Due
Adherence is tracked factually without moral judgment.92% Adherence
Strategy vs. Reality Engine

Continuous Comparison Without Robotic Automation

InFrame continuously observes whether your active financial reality matches your intended strategy, surfacing clear signals without executing uninvited trades.

Observational Signal DetectedNon-Prescriptive

Public Markets Allocation is currently 72% vs your defined Strategy Target of 60% (+12.0% drift).

InFrame does not issue automated "Sell €X" broker orders. It informs you of the divergence so you can choose how to direct upcoming contributions or rebalance at your next review.

1. Your Defined StrategyTarget: 60 / 30 / 10
Public Equities & ETFs60% (€300,000)
Bonds & Real Estate30% (€150,000)
Cash Buffer10% (€50,000)
2. Actual Financial RealityReality: 72 / 20 / 8
Public Equities & ETFs+12% Over Target72% (€360,000)
Bonds & Real Estate20% (€100,000)
Cash Buffer8% (€40,000)
InFrame connects: What I OwnWhat I DecidedWhat I DidManual-First Execution · Zero Automated Broker Trades · Factual History
Governance & Versioning

Audit-Ready Strategy Evolution & Governance

Maintain permanent clarity on what was recommended and decided at each review, protecting both advisor compliance and client alignment.

Strategy Version HistoryAudit Trail
Version 1 (2022–2024)Locked & Archived

Aggressive Accumulation: 70% Equities / 20% Real Estate / 10% Cash

Monthly Inflow: €2,000 | 18 Actions Completed

Governance Review: Child born, shifted to higher buffer & mortgage paydown
Version 2 (2025–Present)Active Strategy

Balanced Family Growth: 60% Equities / 25% Real Estate / 15% Cash

Monthly Inflow: €1,500 | Runway Floor: 6 Months (€28,800)

"What did I decide at that time?"

When reviewing decisions from three years ago, you never have to wonder what your thesis was. Past actions remain permanently anchored to the exact strategy version under which they were created.

Scheduled Governance Reviews

InFrame prompts you or your advisor for periodic check-ins (semi-annually or annually). When life changes, formulate Version 2 with a recorded rationale while keeping past records pristine.

Platform Capabilities

Built for the modern financial planning practice

Real-time multi-client context hub

Monitor all client balance sheets in one clean dashboard. Notice liquidity runway changes and asset shifts proactively between reviews.

Rules-based strategy formulation

Establish clear target allocations, monthly contribution quotas, and minimum cash runway floors tailored to each client's horizon.

Timely action coordination

Clients receive clear action prompts to execute externally at their institutions, then log factual outcomes and variance without moralizing.

Non-prescriptive drift alerts

Spot when public market holdings or cash buffers move away from defined strategy targets without uninvited automated trading.

Individual & joint ownership views

Tag every property, pension, and loan by stakeholder. Switch between personal and combined balance sheets in a single click.

Immutable governance & versioning

Preserve an audit-proof log of past decisions answering "What did we decide, and why did the strategy evolve across life stages?".

2026 Industry Research Report

The Shift from Static PDF Reports to Collaborative Wealth Intelligence

Our authoritative research examines how forward-thinking financial advisors use continuous context layers and rules-based strategies to deepen client trust, prevent churn, and differentiate their practice.

Includes executive summary, client collaboration frameworks, and governance best practices.

Free Professional Workspace

Transform your client advisory experience today

Create client portfolios, formulate structured strategies, and lead confident conversations grounded in continuous financial context.