Put your financial world in one picture.
Your investments may be spread across platforms. Cash may sit in different accounts. You may have property, pensions, debt, company equity and different strategies. InFrame brings it together — so you can understand where you are, how you got there, and where your current path could lead.
Asset Allocation
Capital Structure
€632,000
€188,000
Liquid Runway
Baseline: €632,000 today with €30k liquid reserves
Every part of your picture, one flip away.
Net worth, structure, runway, strategy, scenarios, goals and history: all drawn from the same example household.
€632,000
8 holdings
Assets €820,000 · Liabilities −€188,000
Net worth
Everything you own minus everything you owe, in one number.
Financial lives are harder to see as a whole.
The pieces may each make sense, but seeing the whole picture is difficult. InFrame brings together assets, liabilities, cash, ownership, commitments, financial history, and future projections into one financial picture instead of disconnected numbers.
What happens if nothing changes?
€820k Assets across property, investments, and €30k liquid reserves against €188k debt.
Passive asset compounding outpaces debt interest. Mortgage principal amortises steadily.
Passive yield reaches €3,800/mo, surpassing household baseline living expenditure.
Debt eliminated. Capital compounding continues based on historical baseline returns.
See the picture. Understand the path. Change a choice. See the consequence.
What if you invest more? What if you pay down debt? What if you take a sabbatical or reduce work? The platform shows consequences based on assumptions, giving you the clarity to explore what could change.
Test a choice before committing real money.
Adjust monthly surplus allocation to see how your balance sheet diverges over 15 years.
Strategic Tradeoff: Psychological security & zero debt · Slightly lower terminal wealth
Accelerating mortgage repayment clears fixed monthly debt payments 7 years ahead of schedule, dramatically lowering your monthly freedom threshold.
Build the complete financial picture for every client.
A client's financial world doesn't live in one account. It is spread across investments, pensions, property, cash, liabilities, strategies and decisions made over time. InFrame gives advisors one structured picture of it all.
One financial framework. Different ways to use it.
Product architecture supports multiple audiences while keeping the underlying decision engine consistent.
Advisors
Build the complete financial picture for every client.
See the client's complete financial picture. Work from the same context. Explore decisions and their consequences together — so both advisor and client understand the path forward.
Shared
See two financial lives as one shared picture.
See two financial lives as one picture — without merging ownership. Separate assets stay separate. Shared obligations are visible to both. You understand the whole without pretending everything is joint.
Individuals
Understand what is actually happening in your financial life.
See how your assets, liabilities, cash and strategies interact. Understand where money is going, what is compounding, and how today connects to where you could be in 10 or 20 years.
Your financial picture can be too.
Shared visibility doesn't have to mean shared ownership. InFrame lets partners and households coordinate joint decisions without commingling distinct assets.
Combined Household View
See the complete financial picture without forcing all bank accounts and legal titles to merge.
Your financial picture has a history.
Look back to understand how your position changed. See today to understand your current position in one place. Look ahead to project where your current path could lead.
Aggressive Accumulation: 70% Equities / 20% Real Estate / 10% Cash
Monthly Inflow: €2,000 | 18 Actions Completed
Balanced Family Growth: 60% Equities / 25% Real Estate / 15% Cash
Monthly Inflow: €1,500 | Runway Floor: 6 Months (€28,800)
Never wonder "What did I decide at that time?"
When market volatility strikes or life priorities shift, you have a clear record of past decisions, assumptions, and agreed rules so you don't second-guess yourself in a panic.
Action adherence without moral judgment
Timely instructions guide when contributions are due at your bank or broker. You log actual outcomes and variances factually, preserving reality without guilt.
Scheduled reviews over reactive tinkering
Review cadence ensures you revisit your strategy on your own schedule (semi-annually or annually) rather than reacting to daily headlines.
Not another investment platform.
InFrame doesn't replace your bank, broker, or investment manager. It doesn't tell you what to buy or sell. Managing each part is not the same as understanding the whole — and most tools stop at the parts.
Money → Wealth
A bank shows an account. A broker shows investments. A budgeting app shows what you spent last month. Those are all transaction views — useful for tracking money, useless for understanding wealth. InFrame is built around the shift between the two: from watching individual balances move to seeing your entire balance sheet compound over a decade or two.
The principles behind InFrame.
Clear definitions of our core financial framework, designed for transparency, mathematical rigor, and decision clarity.
What is InFrame?
InFrame is a financial decision support and long-term scenario modelling platform. It helps individuals, partners, and financial advisors understand their complete balance sheet, explore choices through interactive scenarios, and see how today's financial decisions impact their multi-decade financial trajectory.
What is the Boring Baseline?
The Boring Baseline is InFrame's projection of what happens if a person simply continues their current financial strategy without making changes. By making the unhurried progress of compound growth and regular debt paydown visible over 10 to 20 years, it helps wealth builders stay the course and avoid restless tinkering.
What is Liquid Runway?
Liquid Runway measures how many months of mandatory living obligations and fixed debt commitments can be covered by readily accessible cash reserves without relying on active monthly income. It translates a raw bank balance into concrete months of survival security and career freedom.
What is the Freedom Crossover Point?
The Freedom Crossover Point is the projected calendar date at which passive yield generated by appreciating, compounding assets meets or exceeds monthly lifestyle spending under defined assumptions. It marks the structural transition from working for income to financial independence.
Frequently Asked Questions
What is InFrame?
InFrame is a financial decision support and long-term scenario modelling platform. It brings assets, liabilities, cash, ownership, commitments, financial history, and future projections into one picture — for individuals, shared households, and financial advisors.
How much does InFrame cost?
InFrame Basic is available at no cost for simple personal tracking. InFrame Single is €4.99/month or €49.99/year for my finances. InFrame Shared is €6.99/month or €69.99/year and covers up to 3 people in total. InFrame Advisor is €14.99/month or €99.99/year, and becomes included at no cost once 3 clients are on paid plans.
How is InFrame different from an investment platform?
InFrame does not replace your bank, broker, or investment manager. It does not provide automated investment recommendations, portfolio rebalancing, or trading. Its purpose is to provide context around your overall financial decisions and show how different choices could affect your long-term trajectory.
Who is InFrame for?
InFrame serves three audiences. Financial advisors use it to build and maintain a complete financial picture for each client. Shared households use it to understand two financial lives together without forcing ownership to merge. Individuals use it to move their financial understanding out of spreadsheets and scattered accounts into one structured picture.
Does InFrame connect to my bank accounts?
No. InFrame does not store bank credentials or connect to financial institutions. You enter your financial data directly, which gives you full control over what is included and how it is categorised. This privacy-first approach means no third-party data broker has access to your information.
What does "shared visibility" mean?
Shared visibility means partners or household members can see the combined financial picture without merging legal ownership. Each person keeps their individual assets, pensions, and debts clearly attributed. The shared workspace shows the combined view alongside each person's independent perspective.
What are scenario projections?
Scenario projections let you model financial decisions — like buying property, changing jobs, or adjusting savings rates — and see how they would affect your net worth, liquid runway, and freedom crossover point over a 10 to 20-year horizon. The default projection, called the Boring Baseline, shows what happens if nothing changes.
Choose how you use InFrame.
Start free. Pay only for the way you use it: your own finances, a household, or your clients'.
InFrame Basic
Simple personal tracking
Free
- Free to start
- Assets, liabilities and net worth
- Up to 10 tracked items
InFrame Single
My finances
€4.99 / month
or €49.99 / year
- Unlimited tracked items
- Runway, scenarios and Insights
- Full history
InFrame Shared
Our finances
€6.99 / month
or €69.99 / year
- Everything in Single
- Up to 3 people in total
- One price, no per-seat fees
InFrame Advisor
My clients' finances
€14.99 / month
or €99.99 / year
- Client dashboard and secure links
- Draft portfolios for clients
- Free once 3 clients are on paid plans
See where your choices lead.
Build your financial picture. Explore your options. Understand the path ahead.